The New Indian Dream: Why 2026 Is the Best Time to Buy a Second Home — Even If You’re an NRI Living Miles Away
- Karan Shetty
- 4 days ago
- 3 min read
On a Friday evening in Dubai, London, Singapore, or USA, thousands of Indians open WhatsApp and see the same thing: a cousin taking a dip in a luxury villa in Lonavala, a friend barbecuing at their Alibaug holiday home with his whole family, or a colleague showing off their Pune hillside bungalow.
And suddenly, that familiar tug hits you.
“One day, I’ll have my own second home in India.”
But then reality barges in:
“Do I have the time? The money? The energy to manage a property in India?”
Good news:
✔ Yes, NRIs can buy real estate in India
✔ Yes, second homes are becoming a wealth-generating asset class
✔ Yes, you can own premium real estate without spending crores
✔ Yes, thanks to fractional investing, this is easier than ever
What Is the Purpose of a Second Home in 2026?
Traditionally, a second home was a status symbol. In recent years, it has become a financial strategy.
A second home today can be:
✔ A lifestyle upgrade
A place where your family escapes on weekends, or where you stay during India trips.
✔ A passive income generator
Holiday homes in Lonavala, Karjat, Goa and Coorg generate strong Airbnb-style rental income.
✔ A long-term appreciating asset
Luxury micro-markets near metros have shown steady 8–12% appreciation in the last decade.
✔ A retirement or legacy plan
Your future home, or your children’s inheritance.
But here’s the catch — the more beautiful the location, the more expensive the property.
This is where fractional ownership blends wealth creation with lifestyle access.
Why Are Luxury Villas in Lonavala So Popular? (Google’s #2 Most Searched Query)
When you type “luxury villas in Lonavala” into Google, the first questions you’ll see are:
Here’s the truth:
📍 Lonavala is India’s most investable second-home destination
– Proximity to Mumbai & Pune– Year-round tourism– Corporate weekend getaways– Short-stay rental boom– Infrastructure improvements (missing link freeway, expressway upgrades)
📈 Rentals are shockingly strong
A well-managed luxury villa can earn ₹15 lakh to ₹50 lakh per year in rentals.
💰 But buying one costs ₹2.5–6 crore
That’s why the average NRI or Indian investor hesitates — the entry ticket is simply too high.
🎯 Solution? Co-ownership
Through fractional property investment, you can co-own a ₹4 crore villa for a fraction of the price — without managing tenants, staff or maintenance.
Fractional Ownership Is Booming Globally — And India Is Catching Up Fast
In the US, UK, Australia and UAE, fractional ownership of real estate grew over 17% CAGR from 2018–2023 (Source: Global Fractional Ownership Market Analysis, 2023–2030).
It is now being used for:
Beach homes
Ski homes
Downtown apartments
Investment properties
Holiday villas
Retirement homes
India is now entering that curve. Claravest brings this international model to Indian residential and second-home markets — but with stronger due diligence, investor protection, and real-asset access.
Why Fractional Investing Works Perfectly for Second Homes
Owning a second home “the old way” means:
❌ Huge down payment
❌ Monthly EMIs
❌ Staff management
❌ Repairs
❌ Compliance issues
❌ Vacant months
❌ Time drain
But fractional real estate investing flips the equation:
✔ Invest 5–20 lakhs instead of 5–20 crores
✔ Co-own premium properties
✔ Earn rental income
✔ Enjoy capital appreciation
✔ Professional management
✔ No operational headache
✔ Flexible exit
✔ Access to curated holiday assets
This is why more NRIs, young earners, women professionals and HNIs are choosing fractional models over traditional home buying.
Final Word — Your Second Home Is Closer Than You Think
You don’t need to choose between:
🟣 A lifestyle you dream of
OR
🟣 A financial plan you can afford
Fractional ownership lets you have both.
Whether it's:
a fast-growing plotted development in a Tier-1 suburb…
Claravest makes second-home ownership accessible, affordable and stress-free.
👉 Visit Claravest’s Properties Page
👉 Click “Join Waitlist”
👉 Own your dream property — one smart fraction at a time


